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New Christ by Wallace D.
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Powerful Life: The Lost Writings of Wallace D. Wattles by Wallace D.
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Phones for Profit by Leo J. Quinn, Jr.
Chatteling 101:
The Beginner's Guide to Chatteling by Gordon Jay Alexander
God: The
Servant of Man by Wallace D. Wattles
How to Get Any
Business or Investment Opportunity for Just Pennies on the Dollar... or
Less! by Leo J. Quinn, Jr.
How to Get
What You Want by Wallace D. Wattles
Jesus:
The Man and His Work by Wallace D. Wattles
Jesus:
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Making the
Man Who Can by Wallace D. Wattles
Marital
Unhappiness: A New Remedy by Wallace D. Wattles
Scientific
Marriage by Wallace D. Wattles
The New Science of Living and Healing by Wallace D. Wattles
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What is Truth? by
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Feeling Christmas Pressure? 4 Ways to Celebrate Without Breaking Your Budget
- by Tony Mase
© Tony Mase - All Rights Reserved
http://www.tonymasesinnercircle.com
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If the sound of Jingle Bells has you clutching your
wallet in fear, you're not alone. Christmas generates an estimated $435
billion worth of economic activity every year and, unfortunately, many
people can't afford it.
According to the American Consumer Credit Council, the average American
spends $935 on Christmas shopping – and that doesn't even include things
like holiday meals and decorations!
Unfortunately, though, many Americans are driving themselves into debt
during the Yuletide Season. According to Consumer Reports, shoppers spend
about 15% more than they plan to at Christmastime. All of that shopping is
racking up more debt for Americans who, on average, carry about $44,000 in
debt to begin with - on things like mortgages, car loans, and credit cards.
The holiday season only makes that debt worse.
So, how do you celebrate Christmas without going into debt -and without
looking or feeling like a cheapskate? Start by following these 4 tips:
1. Stop pressuring yourself to make Christmas perfect.
Christmas is about spending quality time with your friends and family and
making new memories - not about getting the perfect presents. You don't have
to spend a fortune to have a great Christmas. If you spend too much, you'll
spend Christmas worrying about all of the bills the New Year is going to
bring – instead of enjoying yourself.
2. Quantity doesn't always equal quality.
You'll be much better off if you buy 1 or 2 gifts that'll really be
treasured and appreciated, rather than making sure everyone has exactly 10
gifts under the tree. Remember, the Wise Men only brought 3 gifts and
everyone in the Manger had a pretty great time!
3. Don't feel pressured to buy a gift for every member of your extended
family.
If you can't even remember all of your cousins' names, they certainly don't
all need a present! Family or couple's gifts are a great way to include
everybody without killing your bank account. Or, you can set up a "Secret
Santa" for your extended family members. That way, everyone only has to shop
for one other person.
And, you can always give family members a homemade present -like a
collection of family photos that you turned into a scrapbook. They'll
appreciate something like that far more than another gift card to The Gap.
4. Set a budget and stick to it.
It sounds so incredibly obvious, but this is actually where most shoppers
fail at Christmastime. Before you head out to go shopping, figure out how
much money you can comfortably spend - without racking up a ton of bills
that'll have to be paid off later. When you reach that limit, stop shopping.
Don't go back to the mall. Don't browse online ads. Instead, think of the
day in January when your credit card bills arrive and stop spending.
-----
Tony Mase is a serious student of the works of Wallace D. Wattles and the
publisher of the "A Powerful Life: The Lost Writings of Wallace D. Wattles"
ebook by Wallace D. Wattles...
=======================================
"A Powerful Life: The Lost Writings of Wallace D. Wattles"
"A New Christ" by Wallace D. Wattles together with twenty-four other
rare books and articles written by Wallace D. Wattles.
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